Regardless of your political views and/or beliefs, it’s more than likely safe to say that everyone is ready to see COVID-19 be a thing of the past.

Unfortunately, according to a recently conducted survey of experts in 28 countries, mutations of the coronavirus could render current vaccines ineffective within a year.

33% of those experts estimated that the time frame would be closer to nine months or less and that it may not reach the 12-month expected time frame.

Currently, the global rate of vaccination programs will only reach 10% of people in poor countries, according to The People’s Vaccine Alliance.

The World Health Organization stated that wealthier nations were stockpiling vaccines and called for them to begin distributing those supplies.

Countries like Chile, which is said to have one of the world’s fastest vaccination drives, are now facing a vicious virus spike.

In less than a month and a half, Chileans support of their president’s response to COVID plummeted to 38% from 58%.

Some believe that the recent spike is due to Chile’s premature decision to open their country back up.

Chile’s President Sebastian Pinera stated,’ “have we made mistakes? Yes, of course, we have, but we have also tried to fix those mistakes.”

Could a “fourth wave” be expected to come for us and the rest of the world?

In the United States, about 18.8% of Americans are fully vaccinated, according to the CDC, with COVID-19 cases increasing at a concerning rate.

And with the more contagious variant of the coronavirus, B-117, dominating in the US, we’re reminded that we’re not as close to being in the clear with the pandemic as we all hope to be.

No one can say for certain, but one thing is for sure, it has been one year since chaos erupted the nation. And there are experts who are bracing for a massive market crash.

A large majority of this belief stems from the ongoing COVID battle; however, there are many other factors in play, such as over evaluations of stock price to earnings ratios and over-leveraged retail investors’ accounts.

Strategists at JPMorgan have noted pockets of bubble-like excesses in certain areas, like renewable energy firms, crypto assets, and electric vehicles.

Personal finance guru, Suze Orman, told CNBC: “Another crash seems imminent.”

“This reminds me of 2000 all over again,” because, “the economy has been horrible, but the stock market has been going.”

Although the signs are pointing towards a market crash, it doesn’t mean one must be a victim of it.

As the saying goes, “by failing to prepare, you are preparing to fail.”

If a crash were to happen, would you be prepared?

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