If you have any of the accounts referenced below, you can potentially roll over some or all of their assets into a new Gold IRA. There are some restrictions, for example on 401(k)s, so read on for more details.

— A Simplified Employee Pension (SEP) plan provides business owners with a simplified method to contribute toward their employees’ retirement as well as their own retirement savings. Contributions are made to an Individual Retirement Account or Annuity (IRA) set up for each plan participant (a SEP-IRA).

— TSPs are for government workers and service members and provide similar savings and tax benefits as many private companies do under their own employee 401(k) and other retirement plans. The TSP is a defined-contribution plan.

— 401(k) plans are arrangements that allow an employee to choose between taking compensation in cash or deferring a percentage of it to a 401(k) account under the plan. The amount deferred is usually not taxable to the employee until it is withdrawn or distributed from the plan. Note that you cannot usually roll over 401(k) plan assets into a Gold IRA unless you are changing jobs.

— 403(b) plans are retirement plans for specific employees of public schools, tax-exempt organizations and certain ministers. These plans can invest in either annuities or mutual funds. Note that you cannot usually roll over 403(b) plan assets into a Gold IRA unless you are changing jobs.

— Roth IRAs let you put post-tax money into your IRA, which grows over time tax-free. When you retire (anytime after 59.5 years old), you can withdraw from your Roth IRA without a penalty and pay no taxes if the account has been in existence for at least five years.

These are the most common types of retirement plans that are rolled over into Gold IRAs. Increasingly, retirement investors are realizing that their portfolio might not be complete unless they have considered adding physical gold and silver.